MEDIGAP
Medicare Supplement (Medigap) Plans
Medigap plans fill the gaps that Original Medicare leaves behind — giving you predictable costs, nationwide provider access, and peace of mind.
Why Choose Medigap?
See any doctor nationwide who accepts Medicare
Predictable costs with minimal surprises
Guaranteed renewable coverage
UNDERSTANDING MEDIGAP
What Is Medicare Supplement?
Medicare Supplement insurance, commonly called Medigap, is designed to work alongside Original Medicare (Parts A and B) to help cover out-of-pocket costs like deductibles, copayments, and coinsurance.
Medigap plans are standardized by the federal government, meaning Plan G from one company covers the same benefits as Plan G from another — only the price and customer service differ.
With a Medigap plan, you have the freedom to see any doctor or specialist in the country who accepts Medicare — no network restrictions, no referrals needed.
This makes Medigap an excellent choice for seniors who travel, see multiple specialists, or simply want the peace of mind of knowing their costs are predictable.
PLAN COMPARISON
Comparing Medigap Plans G, N & F
Plan F is only available to those eligible for Medicare before January 1, 2020.
| Benefit | Plan GMost Popular | Plan NBudget-Friendly | Plan F*Legacy Plan |
|---|---|---|---|
| Part A Coinsurance & Hospital Costs | |||
| Part B Coinsurance/Copayment | |||
| Blood (First 3 Pints) | |||
| Part A Hospice Care | |||
| Skilled Nursing Facility Coinsurance | |||
| Part A Deductible | |||
| Part B Deductible | |||
| Part B Excess Charges | |||
| Foreign Travel Emergency |
* Plan F is only available to those who became eligible for Medicare before January 1, 2020. “Partial” for Plan N means you may pay up to $20 for office visits and $50 for ER visits not resulting in admission.
PROVIDER FREEDOM
The Freedom to Choose Any Doctor
With a Medigap plan, there are no networks. See any doctor or specialist in the country who accepts Medicare. No referrals needed. Travel freely knowing your coverage goes with you.
50+
States Covered
$0
Referral Fees
Any
Medicare Doctor
0
Network Restrictions
MAKING THE RIGHT CHOICE
When Medigap Makes Sense
Medigap May Be Right If You...
- Want predictable, stable healthcare costs
- See multiple specialists or have chronic conditions
- Travel frequently or split time between states
- Prefer to choose any Medicare-accepting doctor
- Value simplicity in billing and claims
Medicare Advantage May Be Better If You...
- Want $0 premium plans with extra benefits
- Need built-in dental, vision, and hearing coverage
- Prefer an all-in-one plan with drug coverage
- Are comfortable with provider networks
- Want fitness benefits and OTC allowances
OUR PARTNERS
Carriers We Work With
FAQ
Frequently Asked Questions
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